Which of the following is not included in the definition of a covered claim?

The correct choice identifies claims for extracontractual damages as not included in the definition of a covered claim. Covered claims typically pertain to damages directly arising from an insurance policy, such as losses or damages to properties, bodily injuries, or other claims that fall under the scope of the contracted coverage. Extracontractual damages, however, refer to damages that go beyond the terms of the insurance contract, often relating to things such as punitive damages or compensation for tort claims, which are not typically covered under standard policy definitions.

In contexts such as this, first-party benefits, claims from residents of the state, and claims involving properties located within the state are usually considered covered claims because they relate directly to the benefits provided by an insurance policy and involve individuals or properties that fall within the jurisdiction of the state's insurance regulations.