What must happen before an insured can recover a claim from the association?

For an insured to recover a claim from the association, cooperation with the association is essential. This cooperation may involve providing necessary information, documentation, or assistance in the claims process. It ensures that the association can properly investigate and assess the claim made by the insured. Such collaboration helps streamline the process and facilitates a fair evaluation of the claim.

Cooperation is crucial in insurance and surplus lines, as it helps maintain transparency and allows the association to fulfill its obligations in helping insured individuals. In many cases, the terms outlined in the policy or agreements may explicitly require the insured to cooperate fully for any claims to be processed. Thus, the emphasis on cooperation reflects the collaborative nature of the insurance relationship, ensuring that the interests of both the insured and the insurer are addressed efficiently.