A Catastrophe Savings Account is not subject to which of the following?

A Catastrophe Savings Account is specifically designed to be used for economic preparedness in the event of a disaster, and its funds are protected in certain ways to encourage and promote savings for such emergencies. Being exempt from attachment or legal process means that creditors cannot claim the funds in these accounts for debts or legal judgments. This protection is crucial as it ensures that the savings intended for disaster recovery remain intact and accessible to the account holder when needed, thereby serving their intended purpose effectively.

While mortgage foreclosure, insurance audits, and income tax deductions may involve various regulations and processes that could affect personal finances, they do not provide the same level of direct protection to the funds in a Catastrophe Savings Account as an exemption from legal processes does. The critical aspect is to maintain the integrity of the funds in the account against claims from creditors, ensuring that individuals can safeguard their savings for emergencies without the threat of losing them due to legal issues. This unique protection is essential for financial security in times of crisis.